Borrow Smarter. Live Better.
At Kaushal Lending, we believe getting a home loan shouldn’t be overwhelming. Whether you’re buying your first home, refinancing, or need help after a credit hiccup — we guide you with clarity, honesty, and heart.
We’re a Melbourne-based mortgage broker helping people navigate one of the biggest financial decisions of their lives. No jargon. No pressure. Just personalised advice and smarter solutions that work for you.
How We Help
You’re not just a file or a number. We take time to understand your goals and match you with the right lender — not just the easiest or most obvious option.
We help:
First home buyers access grants, lower deposits, and affordable rates
Refinancers save thousands by switching to better lenders
Self-employed clients who struggle to get approval through banks
Borrowers with past credit issues rebuild and move forward
Property investors structure smarter finance to build long-term wealth
Whatever your story, we’re here to make your next move possible — without the stress.
Real Insights That Matter
Most people overpay on their home loan by thousands because they didn’t compare properly
Refinancing just 0.5% lower could save you over $150 per month on a $500,000 loan
Many lenders offer bad credit home loans — but most borrowers don’t know they qualify
We compare 40+ lenders so you don’t have to.
Let's talk about what you can borrow, how to structure it, and what makes sense for your goals. No jargon, no fluff—just the info you need.
