Vehicle & Equipment Finance

Vehicle & Equipment Finance

Vehicle & Equipment Finance

Get the gear you need—without the finance hassle.

Need a car for work? A new ute for the job site? Tools to grow your business? We’ll help you finance vehicles and equipment quickly, affordably, and with terms that make sense for how you operate.

At Kaushal Lending, we work with clients across Melbourne and beyond to source vehicle loans and equipment finance from a wide range of trusted lenders—so you get the right asset, at the right time, on the right terms.

What We Finance

We help finance a wide range of vehicles and business assets, including:

  • Cars, utes & vans for work or personal use
  • Trucks, trailers & earthmoving equipment
  • Office or medical fit-outs
  • Salon or gym equipment
  • Computers, tech, and business systems
  • Tools and trade gear for ABN holders

Whether you’re a sole trader just getting started or a growing company expanding your fleet—we’ll tailor the finance to suit your structure and goals.

Loan Options That Work for You

We help you choose between:

  • Chattel mortgages
  • Commercial hire purchase
  • Finance leases
  • Novated leases
  • Secured personal loans (for private vehicles)
  • Low-doc options for self-employed or ABN-only clients

Not sure which one suits you? That’s what we’re here for.

Other Service

Let's Get Started

Fast Turnaround. Minimal Paperwork.
Need a vehicle by the weekend? Want to secure a machine before EOFY? We can turn things around fast.

Many of our lenders offer:

  • Same-day conditional approval
  • Online contract signing
  • Minimal documentation for pre-approved ABN holders
  • Finance based on business cashflow (not just tax returns)

We keep the process clear, so you know what to expect—and when.

Why Use Kaushal Lending?

✔ We compare multiple lenders—not just the dealership’s “preferred partner”
✔ We explain how repayments impact your cash flow and tax strategy
✔ We structure your loan to match your business cycle or income
✔ We work directly with your accountant or bookkeeper if needed
✔ No pressure, no sales targets—just smart lending support

Key Loan Solutions

The Right Loan, For Where You’re At

No two financial journeys are the same, and we don’t believe in one-size-fits-all advice. Whether you’re buying your first home, building something new, refinancing to cut costs, or navigating a self-employed income, Kaushal Lending is here to make it simpler. As a trusted mortgage broker in Melbourne, we’ll guide you through real lending options—tailored to where you are now and where you want to go next.

Let’s be real—buying your first home can feel like a mess of numbers, banks, and confusing advice. We break it all down for you: how much you can borrow, what deposit you actually need, and what grants you’re eligible for (like the FHOG in Victoria). We’re a local mortgage broker in Melbourne, and we’ll be with you from that first “can I do this?” moment right through to getting the keys. Simple, honest help. That’s how we work.

Interest rates change. Life changes. Your loan should too. Whether you want to refinance to lower your monthly repayments, roll in some credit card debt, or access equity to renovate—this is where we shine. We do the legwork, compare better lenders, and make the switch smooth. It’s your money. We help you make more of it.

Construction finance isn’t like a normal home loan—it works in stages, and there’s a lot of timing involved. We help you line everything up so your loan keeps pace with the build, not the other way around. Whether it’s your dream home or your next investment, we’ll structure your construction loan to keep things running smoothly (and without surprise headaches).

Being self-employed or running multiple properties shouldn’t make finance harder—but banks don’t always agree. We work with lenders who get it. Whether your income is seasonal, split across entities, or just not super “bank-friendly,” we’ll help you find a home loan that works with your reality. From self-employed loans to smart solutions for property investors, we know the way through.

We compare 40+ lenders so you don’t have to.

Let's talk about what you can borrow, how to structure it, and what makes sense for your goals. No jargon, no fluff—just the info you need.

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