Commercial Loan

Commercial Loans

Smart lending solutions for serious business moves.

Whether you’re buying a commercial property, expanding operations, investing in new equipment, or simply need more cashflow—we’re here to make your next business move possible.

At Kaushal Lending, we don’t just “do loans.” We take the time to understand your business model, your growth goals, and your current financial structure—then tailor a finance solution that helps you get where you’re going, without overstretching or overcomplicating.

Why Choose Us for Commercial Finance?

Access to 40+ banks, second-tier, and specialist commercial lenders
Options for start-ups, sole traders, partnerships, and companies
Support for low-doc, full-doc, and complex income structures
Advice that focuses on long-term affordability, not just fast funding
Based in Melbourne, helping businesses across Australia

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What We Can Help You Finance:

Commercial Property Loans : Offices, warehouses, retail spaces, or industrial sites—whether it’s owner-occupied or investment-based, we’ll help you structure your loan for maximum return and flexibility.
Business Expansion Loans : Need capital to open another location, take on a major project, or build your team? We’ll help you find scalable funding that supports sustainable growth.
Cashflow & Working Capital Finance : When invoices are slow and expenses are fast, cashflow gaps can stall your momentum. We offer short- and medium-term options to keep things running smoothly.
Equipment & Vehicle Finance : From trucks to forklifts, salon chairs to IT infrastructure—we can source finance for the tools you need to stay operational and competitive.

Real Support. Real Understanding.

Business owners often get treated like a number by banks. We don’t do that. We know you’re juggling budgets, customers, staff, and strategy—all while trying to grow. Our role is to remove the guesswork, streamline the finance process, and get you funded with terms that actually work for your business.

We take care of:

Loan structuring based on business cashflow
Navigating lender policies for different industries
Helping with documentation and financials
Refinancing existing business debt for better term

Key Loan Solutions

Business is about taking smart risks—not blind ones.

We’ll help you:

Compare rates, features, and repayment flexibility
Understand risks and return on each option
Avoid overcapitalising or locking into rigid terms
Align your loan with your tax, cashflow, and growth goals

Let’s be real—buying your first home can feel like a mess of numbers, banks, and confusing advice. We break it all down for you: how much you can borrow, what deposit you actually need, and what grants you’re eligible for (like the FHOG in Victoria). We’re a local mortgage broker in Melbourne, and we’ll be with you from that first “can I do this?” moment right through to getting the keys. Simple, honest help. That’s how we work.

Interest rates change. Life changes. Your loan should too. Whether you want to refinance to lower your monthly repayments, roll in some credit card debt, or access equity to renovate—this is where we shine. We do the legwork, compare better lenders, and make the switch smooth. It’s your money. We help you make more of it.

Construction finance isn’t like a normal home loan—it works in stages, and there’s a lot of timing involved. We help you line everything up so your loan keeps pace with the build, not the other way around. Whether it’s your dream home or your next investment, we’ll structure your construction loan to keep things running smoothly (and without surprise headaches).

Being self-employed or running multiple properties shouldn’t make finance harder—but banks don’t always agree. We work with lenders who get it. Whether your income is seasonal, split across entities, or just not super “bank-friendly,” we’ll help you find a home loan that works with your reality. From self-employed loans to smart solutions for property investors, we know the way through.

We compare 40+ lenders so you don’t have to.

Let's talk about what you can borrow, how to structure it, and what makes sense for your goals. No jargon, no fluff—just the info you need.

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